This is James and Joy at Bethex Federal Credit Union in the Bronx. Joy founded the credit union 38 years ago and James is one of the founding members. I have never seen anyone like Joy, with such a great attitude and patience towards others. I have been a member of the credit union for a little over three years now and I feel as welcome as the first day. Every time I come during tax time, I am offered coffee and the best of attentions.
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